Another Haverhill Home Sold at 17 Braewood-01835

Another Haverhill Home Sold at 17 Braewood-01835

17 Braewood

List price:  $339,900

Sale price: $325,000

Bedrooms:  3

Bathrooms:  1.5

Living area: 1634 Sq.Ft.

This Split Entry home in Bradford JUST SOLD today, December 28, 2015, for 5% less of the listing price.  Congratulations to Steven and Katelyn on your new home!  It was great working with you!

If you have a Haverhill home to sell, call Debbie Kruzel at 603-318-6953 to find out how she works with sellers to get top dollar for their homes in the least amount of time using the websites, YouTube, postcards, and the relationships she has developed with other local agents in the business.

(After this home had it’s accepted offer, I continued to get buyers looking for homes in similar age and condition which are sorely missing from our Haverhill homes on the market at this point.
Go to Zillow to learn more about what people are saying about Debbie Kruzel.

Haverhill MATownhouse Home Just Listed: 358 Farrwood #358 01835

Haverhill MATownhouse Home Just Listed: 358 Farrwood #358 01835

 358 Farrwood






List price:  $191,000

Bedrooms: 2

Bathrooms:  2

Living area:  1605 sf

Updated Tri-level townhouse in Phase V of Farrwood Green. This unit is move-in ready with a new furnace, AC and full paint job in 2013! Fully applianced kitchen with new cabinets and countertops in 2014 and eating area with sliders leading to your own private patio. Open concept living and dining room combination has updated engineered wood flooring, same as the second floor landing and bedrooms. Second floor has a 10×17 master bedroom with 5×6 walk in closet, 2nd bedroom (14×12) has 2 closets, and a full bath. A pull-down attic also has multi level storage in the 10×14 space – make sure you LOOK! Finished lower level has a gas fireplace and another full bath with washer & drier to stay, 25×12 space currently being used as a family room or could be a third bedroom. Restaurants, shopping, and golf all close by. A lot of living space with a security system in a quiet location just minutes to Route 495 and or the commuter rail. Located on the North Andover line.

This home is ready for a new family - Call Debbie for a private showing today at 603-318-6953 or click to search more homes in Haverhill MA.

If you have a Haverhill MA home to sell, call Debbie Kruzel at 603-318-6953 to find out how she works with sellers to get top dollar for their homes in the least amount of time using the websites, YouTube, postcards, and the relationships she has developed with other local agents in the business.

You may also check out what people say about working with Debbie on Zillow.

Community Action Home Buyer Program, Haverhill MA

Community Action Home Buyer Program, Haverhill MA

I am excited to share with you this Home Buyer Program provided by Community Action, Inc  in Haverhill!  This is NOT limited to people buying homes in Haverhill, but the classes are taught in Haverhill.  This program offers education to people wanting to buy a home and also, if you qualify, you might also be able to get Down Payment Assistance and Closing Cost Assistance as well. (Both are available as of the time of me writing this blog post in Jan 2012.)

The Community Action, Inc group began in 1965 and is “in the business of caring”.  I have been honored to teach the Realtor portion of the Home Buyer Program class a couple of times and am currently working with 2 buyers who have graduated from the program.  The cost of the class is $50 (per household) and the next class offered is on Jan 16, 18, and 23, 2012 from 6-9pm and new classes are scheduled every other month or as needed.  During the class students meet professionals representing the people they need on their home buyer team, including:  Loan officer, Attorney, Realtor, Insurance Agent, and a Home Inspector.  Although everyone may not need this person, a Credit Counselor also comes to teach.

During the Home Buyer Program‘s class, you will receive training in:

  • obtaining a mortgage
  • budgeting
  • credit
  • housing search
  • appraisals
  • condominium purchase
  • legal issues
  • insurance
  • housing law
  • tax advantages
  • home inspection
  • and many other topics related to home purchase

At the end of the Community Action Inc program participants receive:

  • Individual household mortgage pre-qualification
  • Information regarding foreclosure sales
  • Information regarding area affordable housing lotteries and services of a buyer broker
  • Information about down payment assistance programs and reduced interest loans.
Completion of the full course may allow buyers to be eligible for special financing programs and housing lotteries.
If you live near Haverhill and have the time to go to this class, GO!  It is an amazing program and buyers really come out feeling that they know what to expect during the home buying and are less likely to purchase a home with problems.  Read on their Community Action Inc website for more information or call their office at 978-317-8998 .
If you have questions for me about buying a home and can’t make it soon to this Home Buyer Program, call me at 603-318-6953



MA Foreclosure 284 Washington St, Haverhill 01832

MA Foreclosure 284 Washington St, Haverhill 01832

284 Washington St, Haverhill MA

listed originally at $149,900 on September 15th, down to $119,000 as of November 11th

10 rooms, 6 bedrooms, 5 baths

4176 sf living area

1 garage and off street parking for 4 more cars!

.19 acres

built 1880


This beautiful old Victorian bank owned Haverhill multi family needs work.  It’s zoned as a 2 family currently and could possibly become a 3 family.  There are so many charming features in this piece of Haverhill real estate, it will be awesome to see if fully restored!  Look at the view from the 3rd floor – and room for expansion of a 3rd unit too!


If you are interested in getting a short sale or a bank owned property in Haverhill check them out in map view!  When you find one your want to see (or more…), give me a call at 603-318-6953 and we can schedule your showing!  Some Haverhill real estate bank owned properties need a lot of work, especially this one!  Are YOU up for the challenge?

listing information provided by Linda Kody of  Kody & Company

Northern Mass Trick or Treat Times 2011

Northern Mass Trick or Treat Times 2011

Since I live in Pelham, less than 5 minutes from the Methuen Mass line, I report the Northern Mass Trick or Treat Times as well as the NH Trick or Treat Times.  :)    I remember as a kid, trick or treating as long as I could, maybe stopping at 16 years old?  Those were fun times!  Did you have a favorite costume that you wore?  (My brother was a knight probably 4 years in a row, making a more and more elaborate costume each time.)

Now, for the Mass Trick or Treat times:  (in alphabetical order for towns along the NH-MA border and somewhat surrounding route 93)

Andover:  Oct 31st 5-7

Chelmsford:  Oct 31st 5-8

Dracut:  Oct 31st 6-8

Haverhill:  Oct 30th 5-7

Lowell:  Oct 31st 5:30-8

Methuen:  Oct 31st 5-7

North Andover:  Oct 31st 5-8

Tewksbury:  Oct 31st 6-8

Tyngsborough:  Oct 31st 6-8

Click for another list at:  Mass Trick or Treat Times in the Berkshires

If you know of another town in Massachusetts that you’d like me to post their trick or treat times, either enter the information in the reply box below or send me a message!

Happy Halloween!

Another Multifamily Home Sold: 597-599 River St, Haverhill MA – 01832

Multifamily Home Sold at  597-599 River St, Haverhill MA – 01832

List price:  $169,900 (originally $275,000)

Sale price:  $152,500

Days on Market:  382

3- Family

# of bedrooms:  8

# of bathrooms:  3

Living area:  3504 sf

Lot size:  .11 acres

Congratulations to Jared and Barry on the purchase of this Haverhill multifamily home.  We originally put an offer in back in April, but someone else’s offer got accepted.  This property had a lot of electrical and plumbing work that needed to be done, so financing the purchase was an issue for the previous buyer and luckily we were then able to negotiate successfully with the sellers.

If you have questions about a Haverhill multifamily home (or a multifamily in other towns), I’ve helped buy and sell several in the last few years.  Call me (Debbie) with any questions at 603-318-6953 you have (or even just how to get started)


77 Days on the Massachusetts/New Hampshire state line: Day 49 – Hans Garden Haverhill MA

Hans Garden Haverhill MA

Recently my Mom and I went out to lunch at the Hans Garden in Haverhill MA.  We had tried a few weeks earlier on a Monday, but Hans Garden was closed for lunch as were almost all the other restaurants in downtown Haverhill along Washington St.  Located at 114 Washington St, Hans Garden is directly across the street from this colorful Haverhill shoe:

At 1pm on Wednesday my Mom and I were 2 of 5 people in the restaurant – we sat in the front at the big window and got a little chill.  The manager was happy to accomodate us when we requested the heat be raised on the raw March day (which I was pleasantly surprised at).  My kids always like to get chicken fingers and fried rice, but since they weren’t there, I was free to order my favorite, General Gau’s chicken – YUMMY! 

Overall our experience at Hans Garden was great – we had our choice of seating, parking was easy, the food was yummy, and service was excellent.  I will defintinely return to Hans Garden another day – have a try for yourself!

Just SOLD – 15 Grove St Haverhill, MA – 01832

Just SOLD – 15 Grove St Haverhill, MA – 01832

List price:  $155,000

Sale price:  $143,900

Days on Market:  7

2 Family home

# of units:  2

# of bedrooms:  6

This greater investor property JUST SOLD today, Jan 21st, for 93% of the asking price in Haverhill, MA.

It was only on the market for 7 days before there was an accepted offer.

Congratulations, Kathleen!  Kathleen was an educated seller who knew where the property needed to be priced to sell quickly.  It was great working with you!  If you are looking to buy or sell a single family home or a multifamily home in Haverhill, MA, click on the link to get started or contact me directly.

I look forward to hearing from you!

Home Selling Tips #3 from Beth in Haverhill

Home Selling Tips #3 from Beth in Haverhill

We left off with Beth having gotten an accepted offer on a “charming house” in the Bradford section of Haverhill, but … Beth was not quite done with the preparation for her home for the market.  At this point Beth found herself extremely motivated to sell, especially because one of the contingencies for Beth’s new purchase, was the sale of her own home.

The next home selling tips from Beth are not numerous, but they can absolutely make a difference in selling the home quickly and for top dollar!

Create a “home binder”. The home binder contains any receipts, warranties, surveys, etc that you have associated with the home.  It is really impressive to buyers when they see a binder full of documentation on the home they are considering buying!  Think about it, if a person could hand you all the information about each appliance, warranty, and plans for the house they lived in for 20 years, wouldn’t you think “Wow!  This owner really cared about the home!” :)  (This home selling tip is used by many homeowners with great success for the WOW factor.)

Price the home aggressively.  Having a strong agent who knows how to use the market data and explain the strategy of competitive pricing is a must.  Many sellers don’t understand the purpose of competitive/aggressive pricing and some are afraid that “competitive pricing” means severely underpricing the home.  Watch the video below and this may help you better understand aggressive pricing:


Beth knew from her agent that the “Absorption rate” in Haverhill for homes in the $400,000 price range was 1 year.  What does that mean, you wonder?  Absorption rate is “the ability of the market place to absorb (or sell) the houses currently listed in a given amount of time”.  Beth also knew that there was a recent sale on her street (a smaller house) and a new construction home of similar size to her’s that had been listed at $429,000.  Given all these factors, Beth chose to price her home aggressively at $399,900.  (This home selling tip is generally the most difficult for homeowners to embrace, unlike Beth, who had her new home “under contract”.)

Live a spartan life. Beth really didn’t like the idea of people coming in to view and critique her home.  She made it a priority to de-personalize everywhere, and in doing so she felt almost like she didn’t live there.  When she would leave in the morning for work, an appointment could happen anytime where buyers would walk through while she was gone.  During this time frame, Beth made sure to clean and put away all her dishes, always kept the toilet seats closed, clothes hung up,  and much more.  I liked this saying from Beth:  ”once you decide to list, the home is a commodity.  It’s not your oasis, it’s now a shelter.”  (This home selling tip is the most difficult for families with kids, as you can imagine!)

Be prepared to negotiate.  Beth did a LOT of prep work on her house, as you read in the last post.  After Beth accepted one (of the two offers that were presented to her in the first 10 days), the home inspector came through and pointed out something unusual in the electric panel which lead to the buyers wanting a credit of $250.  Beth was certain that there was nothing wrong with her panel and quickly cleared up the mis-understanding – something that the home inspector had over-looked.  $250 may seem like a small amount to quibble over, but it could certainly be something greater than that and sellers need to discuss these issues with their agents carefully to see what is worthwhile and what isn’t….  (Most of the negotiating happens before the home inspections, but on occasion, things come up as a result of the home inspection too.)  This home selling tip often comes as a surprise for sellers who haven’t ever sold a house.

  • Prepare for your move. (I love these home selling tips that Beth gives!)
    1. Color code boxes based on their future destination in your new home (or storage location).  Beth did this with colored duct tape!
    2. Have a pizza packing party!  Beth has a group of friends who she gets together with every 4-6 weeks and they decided to have a packing party to help her.
    3. Consider moving in stages.  The home that Beth is moving to needs some work, so she decided to store part of her belongs on one moving truck and move the other belongs directly into the house.  At this time of year (January) movers have a lot more flexibility and people moving have a lot more room for negotiating with movers to have this possibility (but YOU will never know unless you ask!).  I had friends that moved out of their home 2 summers ago and couldn’t move in to their new home for 3 weeks.  They stored all of their belongings on the trucks in the mean time!

    Since Beth hasn’t moved yet, I can’t tell you anymore….  What I can tell you is that Beth accepted a price for her home of 20 years that was OVER the list price.  That is highly unusual in the towns along the MA/NH border these days and is a tribute to Beth’s impressive preparation and the price she chose to list it at.  Congratulations, Beth, on a job WELL DONE!!  And THANK YOU for sharing your home selling tips with me and my readers!

    If you are ready to have a consultation to sell your house this year, whether it’s in a month, 6 months, or in the fall, contact me and we can get you started on projects (if necessary) asap!  You can reach me at 603-318-6953.

    Alternately, if you have some home selling tips that you’ve used successfully, please share them below!

    Home Selling Tips #2 – from Beth in Haverhill

    Home Selling Tips #2 – from Beth in Haverhill

    Beth has been working in our Keller Williams Realty office in Andover MA for a couple of years now and has learned many home selling tips by working with several agents in the office. Beth has been living in her home (which she designed) for 19 years.  For the last 3 years Beth has been thinking of selling her wonderful house because it’s a little too big for her needs and financially it was becoming difficult to enjoy the “finer things in life”.  

    There were 2 main things she said were challenges to her in getting herself ready to sell in a down market:  she was attached to her home (after being there so long AND designing it, who wouldn’t be?) and she couldn’t justify “downsizing” in a “down market”.

    Finally one day Beth found the words she needed (after she had decided to move and “detached” herself from the house):  “Is $10,000 going to change my life?”.  Beth had a price in mind and due to the decline in the market, it looked like the house would sell for even lower.  Finally Beth got committed to looking for a place to move to and did so for about 4 months when a “charming” brick house came on the market in Bradford.

    What was Beth doing in the mean time?  Preparing the house for selling!  THANK YOU BETH, for allowing me to share the home selling tips that you used to ultimately get an accepted offer on your home in just 10 days!

    Beth admits to being a very detail-oriented person about maintaining her home, so most of the home was in very good condition.  But, as Beth admitted, around 15-20 years old, houses start to “need stuff”.  Here’s the list she “took on” over the last year and shares with us as some of her home selling tips:

    • New roof
    • Performed a Title V inspection of the septic system
    • General maintenance and check up of electrical system
    • Painting
    • Purged/de-cluttered
    • Staged the house

    In fact, not everything on the “home selling tips” list was finished by the time Beth found her new home… there were a couple of walls that needed to be painted quickly before the house could go on the market.

    What happened next for Beth?  Read the next post in the home selling tips series posted in “seller information”.

    In the mean time, if you need questions answered about your home – what needs attention and what a great listing price would be to sell it for TOP DOLLAR, don’t wait – contact me today at 603-318-6953 and I can answer your questions and point you towards great contractors to use at your house.